Frequently Asked Questions about HYIPs

 
What is "HYIP"?

HYIP (in English HYIP, an abbreviation for High Yield Investment Program) is a highly profitable investment program that generates capital from the cash deposits of ordinary Internet users. Currently, 99% of all HYIP projects are financial pyramids in which payments come from new deposits. Sooner or later, the inflow stops, and no matter how honestly the administration works, the ability to cover obligations disappears, while the last invested ones lose their money. Often in HYIP projects there is a so-called "legend" about making money on Forex, pamm accounts, options, sports betting and other things, remember that with rare exceptions, this is just a legend. HYIP does not earn anything, and therefore the income of some is always the loss of others, in other words, the money is simply redistributed.

What does the term "Scam" mean?

Scam (eng. Scam - fraud, scam) - termination of payments by a HYIP project for any reason. This may simply be a stoppage of payments with the subsequent removal of the site. Also, the project site itself can hang for a very long time after the termination of payments, collecting money from newcomers who accidentally come across it. You can read more about the causes and signs of scams in the "Articles" section of our website. 

What is "Restart"?

Restart is a concept closely related to scam, with the difference that the project worked honestly, payments were made as long as the project had the opportunity to cover them, then new deposits became insufficient to cover payments and the administration announced a restart of the project with zeroing all user accounts. The last invested during the restart, as well as during the scam, lose their funds. Restarts on our monitoring are not welcome and are quite rare when the administrator really showed a decent job with an adequate period for project marketing. But, the risks of participating in them are even higher than in working projects, remember this.

Is it really possible to make money on HYIPs?

It is real to make money in HYIPs, but not everything is as simple as it might seem at first glance. You need to be able to choose projects correctly, not to throw all your money into one hype, no matter how great it works, not to invest large sums in an unknown project that has just launched, to be able to stop in time and not succumb to excitement. All this comes with experience, so beginners are advised to start exploring the world of HYIPs with completely symbolic contributions in order to get comfortable and understand what's what. Also, HYIPs should still be perceived not as the main source of income, but as an additional income or a game (like a Casino, with a high chance of winning with the right approach).

How long will a particular project last?

Sometimes even the administrator himself does not know the answer to this question. There are a lot of factors influencing the work of the project, and it is unrealistic to calculate and take into account all of them, anything can happen in a perfectly working project: from the banal greed of the administrator, to various technical problems, blocking wallets and hosting. Also, the inflow of new deposits may simply decrease for one reason or another, and, as we already know, in HYIP projects, payments are made precisely at the expense of these new deposits. So, "vanging" in HYIP projects is a thankless task, sooner or later the forecast will fail for reasons beyond the forecaster's control.

How to start working with a HYIP project?

As a rule, most HYIPs work with popular electronic payment systems, such as: Payeer, PerfectMoney, USDT trc-20, Tron and others. Registering a wallet in any of them will not be difficult and will not take much time - everything is intuitive and takes about 10 minutes at the most. There are also a lot of ways to replenish your electronic wallets.

What is the difference between payout types: "Manual", "Instant" and "Automatic"?

Manual payments mean that the HYIP administrator makes payments manually and it takes a certain time, as a rule, the procedure for receiving payments in the project from the moment it is ordered is 24 hours. Instant (from the English "instant" - instantly) means that the program (website script) processes the payout orders, and the money comes to your wallet immediately after the payout order. Automatic - this is when both the order of payments and payment are made automatically, there is no need to visit the HYIP website to order payments, the money will automatically be credited to the account in the payment system.

What does the "Status" of the HYIP on monitoring depend on?

PAYING - we received all payments on time, according to the conditions, and there are no complaints from investors. PS If the projects had a postscript like "we play with small amounts, we play with adequate amounts", or the amount up to which it is worth investing was clearly indicated, or the tariff plan for participation was clearly indicated, complaints from participants who did not pay attention to these postscripts and decided throw large or throw at a non-recommended rate in order to get a fatter percentage, do not affect the status of the project

NEW - the project has recently been added to the blog, and we have not yet received payments on the deposit from it. Referral payments are not an indicator, the project receives the "paying" status after the first payments on deposits

EXPECTATION - there are failures in the project operation (payment in processing at the declared instant; atypical delays in manual payments, but within the limits of the regulations; the site is not available; there are complaints) and we expect the current situation to be corrected; you should refrain from making deposits here before changing your status

PROBLEMS - there are delays in payments (within the regulations, but not typical for the normal operation of the project). Or a complaint was received from a referral, and this information has been verified and confirmed. Or is there a technical issue?

NOT PAYING - SCAM

Why do many projects with high interest rates add the words “we play with small amounts”, “we play with adequate amounts”, “we play at the first rate” and the like?


Such postscripts on our monitoring are made in the description of all projects in which there is a high probability of blocking accounts with relatively large deposits. Usually these are fasts with a yield of 5 to 50% per day. In 99% of such projects, it is worth playing only with small deposits, everything that is larger, as a rule, is blocked and not paid out. Most people love just such HYIPs with a fat percentage, which is why they are taken for monitoring, and all we can do is warn you in advance about the danger of investing in thousands. This point is discussed in detail in the articles on our website. What amounts should be considered small and adequate in such projects? It's simple, if the amount is not clearly indicated, in case of registration "we play in small amounts" we go strictly up to 500 rubles, "we play with adequate amounts" - up to 1,000 rubles. If you didn’t pay attention to the postscripts, you decided that you know better how much to invest - your right, but then you don’t need to write with complaints about the inability to get into your account, no admin will return your large contribution to you. The status of the project due to your blocking will also not change. This will not help you in any way, and you can easily substitute those referrals who turn adequate deposits with this action

FINTRUST
FINTRUST (off the blog)
added 18.01.2026
A high-yield project with short-term rates (from +1% in 5 hours to +2.5% in 24 hours) in a Telegram bot, which is essentially a piggy bank due to the withdrawal fee - you need to reinvest the deposit from your balance for some time; it is almost not represented on specialized hype sites; attracted attention - added to watchlist; at this stage, it may be suitable for small deposits.
Cyrus Finance
Cyrus Finance (mid-income)
added 15.01.2026
A medium-yield project (+0.5% to +1.2% per day, with deposit terms starting from 1 day) based on a smart contract; not featured on specialized hype sites; preparation and execution are top-notch; the concept is reminiscent of the BitNest project, but with some modifications; we've already tested deposits and withdrawals here and decided to add them to the blog.
Aiplex
Aiplex (off the blog)
added 13.01.2026
A medium-yield project (from +0.5% to +1.1% per day, with deposit terms from 1 day) based on a smart contract with a minimum entry level accessible to everyone; preparation and execution are high-quality. Of the obvious drawbacks, the attempt to replicate BitNest immediately catches the eye. So, as they say, think about it.) We finally decided to add monitoring and track the status using a mini-depot.
EXP-Megabux
EXP-Megabux
added 13.01.2026
A classic project for earning money without investment – ​​earn money by viewing websites and videos, and completing simple tasks. Daily bonuses are available. Investment sections are also available. You can advertise your resource, videos, and projects.
USDT TBS
USDT TBS (mid-income)
added 12.01.2026
A fresh, enjoyable piggy bank (1.6% daily, deposit can be withdrawn at any time with a 5% commission) in the TG Mini app with a clear, flat rate; it's now operational in a relaxed mode.
Coin App
Coin App (off the blog)
added 9.01.2026
A fat project (200% of your deposit in 10 days, accruals every second) in a Telegram mini app for risk-takers; bonuses and a tapalka feature are available; it might be suitable for small gaming deposits
Loom-X
Loom-X (off the blog)
added 8.01.2026
An unusual, mid-income project with a moderate interest rate (from +0.3% to +1.8% per day, and deposit terms from 7 to 365 days), which has been operating since last year through various leaders. It initially didn't attract attention, as it seemed like an attempt to copy BitNest, but since it's survived the holiday season, it's worth keeping in this section. We don't know if it's too late to join now; this marketing strategy could use a lot of work.
SwapGain
SwapGain (mid-income)
added 8.01.2026
A fairly simple, perpetual program (up to 4% daily - floating interest), quietly launched last year and working only with Bitcoin; advertising is still minimal; the project attracted attention, so we decided to try our luck with our deposits; it may be suitable for moderate deposits.
KryptoReport
KryptoReport (off the blog)
added 7.01.2026
необычный высокодоходный проект (от +3 до +6% за срок от 25ти часов), который "замозолил" глаза с прошлого года (как и прошлые подобные); на профильных хайп ресурсах не представлен, работает через
AdexFunds
AdexFunds (off the blog)
added 2.01.2026
A partisan, operating relatively quietly since last year; 119.25% of the deposit in 25 business days, accruals of 0.77% Monday through Friday, deposit refund at the end of the term; the downside is the second tariff with a sharp increase in interest; it's only worth using the first one.
HyperFund
HyperFund (off the blog)
added 2.01.2026
A partisan with a short, flat rate (106% of the deposit in 10 days, accruals of 0.6% per day, deposit refund at the end of the term) and a smooth operation. Among the minor downsides is that it somehow inflated the operating period; RCB immediately applies to deposits opened with TRX.
FighTon
FighTon (off the blog)
added 12.12.2025
a fresh, well-prepared game project in the Telegram mini app (205-275% of the deposit for 90 days, accrued every hour); started working through good leaders who speak positively about the administration; the most important thing here is to go in and feed your heroes at least once every 24 hours, so as not to lose your deposit, more details in the review
EasyRentCar
EasyRentCar
not paying
A pleasant piggy bank that operates in a relatively quiet mode with limited advertising on leading channels; returns on current plans range from +1.6% to +2.1% daily indefinitely; the deposit can be withdrawn in the first month with a 20% commission, the second month with a 10% commission, and the third month without commission; suitable for moderate deposits.
Wexio
Wexio
not paying
A fresh, simple, high-yield project with the deposit principal included in the accruals (136% of the deposit in 8 days, accruals of 17% per day); added via a simple listing for the purpose of creditworthiness monitoring; may be suitable for small deposits.
Crynex
Crynex
not paying
An easy-to-understand, medium-yield project (from +1% in 24 hours); it's almost never featured on relevant hype sites, and is promoted through leaders; it may be suitable for moderate investments.
90contra
90contra
not paying
A fresh, fat fast (+50% in 24 hours) with per-second accruals and the most accessible minimums for risk-takers; may be suitable for small gaming deposits.
BitNest
BitNest
not paying
unusual medium-income project (from +0.4% in 24 hours to +24% in 28 days) long-lived based on a smart contract with a minimum entry level available to everyone; practically not represented on specialized hype resources, while there are a lot of participants in the project and there are fresh confirmations of payments; all the details and instructions in the review
TopMatch
TopMatch (off the blog)
not paying
some kind of project in the Telegram bot, which works in quiet mode and is not presented anywhere (from 1 to 6% in 24 hours or from 3 to 4% daily for 30-60 days); There are some bugs in the bot, so it’s not ready for anything serious yet, but it has the right to life; We’ve been watching him for a couple of weeks, we decided to add him to this section so as not to watch him alone)
Candy HASH
Candy HASH (off the blog)
not paying
A fresh, easy-to-use Telegram mini app with limits, gradual tariff openings (every 5 days), and a moderate interest rate; returns from +15% in 15 days to +85% in 50 days, with accruals occurring every second.

Welcome! On your wallet 0x04286c6ede1caabde6653043901ff33b56a1e660 BEP20 USDT withdrawn 1.12 USDT (batch: ?1384024) To see the details of this operation go link Coinexis - Smart trading made simple — proven strategies, strict risk control, clear daily results. Coinexis LTD

 +3.8 USDT

Transaction batch is https://bscscan.com/tx/0x4a548fe085575999e5435736ed5b4205769d6c1418fb3a5dac7675
3259a29aec.

10 DOGE 16.01.2026  Txid aa6e7536ffdbae6bcfd926091999b50a364533d7a7fd5afa50f33662b6b64d68

AMOUNT: $8.25
Transaction Hash: 0xd8d88d203ba6d3fdcb2be187ef648a2571e098e6c50484e6d8899e65c2eb6106
Status: Success
Block: 75581081
Timestamp: Jan-16-2026 09:34:40 AM UTC
From:
0x7058A2Db110D796f98469df9ce37c3F53725F362
To:
0x9be82D8e471354b17FAcAbD82DE9Ea1bcaed3fE2
upayhyip got payment by loanledger

✅Быстро (как всегда)!
2026-01-16 05:26:03 (UTC)
+ 9.66931TRX
transaction/fbd55bdc97466f31a66b2e24ea3b0e7db4ffa8cd3310c3778eefcca002f8085e

LOOP STARTED 28 DAYS AGO
USDT NETWORK BSC $.9.12
VERY SIMILAR TO THE FAMOUS BITNEST WHICH LASTED 1.5 YEARS 🤞

Сумма зачисления
12.139 DOGE ($ 1.78 )
Хэш транзакции
126890881d870aaaae96cfedbe9d10a210f664aa5124823f5d9f5480fa4d9d10

Сумма зачисления
22.09 USDT
Отправитель
0x006c40982263b05d710c34b3bff7ee74742a618a
Хэш транзакции
0x687c761dde403f517132b345922f92ae8d2853e2fff33a39ca793c74ce5c443f

580094314c7c2d7db2775ff68ec002be0bc8b6031778f9ce722a7f1b057d73fa
Очередная выплата 2.993 DOGE

https://bscscan.com/tx/0x75d30092f630a76ca56782b2d3779e8aaff359b923685d7151ce78
488019a570

Выплата 1.12 USDT

AMOUNT: $11
Transaction Hash: 0x67955ccdfd7e4db39c60cc90c100ee72cb3396209c32143a81ec6ff9c221e2c1
Block: 75053814
Timestamp: Jan-13-2026 08:25:13 AM UTC
From: 0xA96Be652A08D9905F15B7FbE2255708709BeCD09
To: 0x9be82D8e471354b17FAcAbD82DE9Ea1bcaed3fE2
Note: Upayhyip got payment by Blissp2p

Сумма зачисления
3.19 USDT
Отправитель
0x88b31ccdd1c27ee5ae9a57ac3406bca31c58e308
Хэш транзакции
0x56a931f48f06e25e13a898d818009c49397e1c7d276cf9fe91aa4adfe65a7a27

Сумма зачисления
33.7504 TRX ($ 10.1 )
Отправитель
TAiFQnWZSXgMnkFCycpssLtge8xdL4R5yA
Хэш транзакции
4d89009cf8ecc96ac016f19b97673a7fd5471170543b66bc5f89d8b67324532a

Сумма зачисления
13.26977 TRX ($ 3.97 )
Отправитель
TBD3nTg1y3PPi2atY8pPYyetCbdcSDkgYS
Хэш транзакции
f8e869524cd51f18dc98a9d3a0494bbcd5800ffbb1b6b24cc04aeb75f78647f8

+4.74 TRX

https://tronscan.org/#/transaction/c6a5b4788de6f7bb41e97ffcf470c72af554da0b349d
a772f2f4632bdfc70d8a?lang=en

+3.189525 TRX

https://tronscan.org/#/transaction/b3ea2ae571141fcc94b5b6b0b2ceaf30010368e35df7
8e8b931d56e47f526dfa?lang=en

+32 TRX

https://tronscan.org/#/transaction/0c1233e3433eeca320414aec8d7da09c741a27adf913
af0278ce499bba163263?lang=en

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