Frequently Asked Questions about HYIPs

 
What is "HYIP"?

HYIP (in English HYIP, an abbreviation for High Yield Investment Program) is a highly profitable investment program that generates capital from the cash deposits of ordinary Internet users. Currently, 99% of all HYIP projects are financial pyramids in which payments come from new deposits. Sooner or later, the inflow stops, and no matter how honestly the administration works, the ability to cover obligations disappears, while the last invested ones lose their money. Often in HYIP projects there is a so-called "legend" about making money on Forex, pamm accounts, options, sports betting and other things, remember that with rare exceptions, this is just a legend. HYIP does not earn anything, and therefore the income of some is always the loss of others, in other words, the money is simply redistributed.

What does the term "Scam" mean?

Scam (eng. Scam - fraud, scam) - termination of payments by a HYIP project for any reason. This may simply be a stoppage of payments with the subsequent removal of the site. Also, the project site itself can hang for a very long time after the termination of payments, collecting money from newcomers who accidentally come across it. You can read more about the causes and signs of scams in the "Articles" section of our website. 

What is "Restart"?

Restart is a concept closely related to scam, with the difference that the project worked honestly, payments were made as long as the project had the opportunity to cover them, then new deposits became insufficient to cover payments and the administration announced a restart of the project with zeroing all user accounts. The last invested during the restart, as well as during the scam, lose their funds. Restarts on our monitoring are not welcome and are quite rare when the administrator really showed a decent job with an adequate period for project marketing. But, the risks of participating in them are even higher than in working projects, remember this.

Is it really possible to make money on HYIPs?

It is real to make money in HYIPs, but not everything is as simple as it might seem at first glance. You need to be able to choose projects correctly, not to throw all your money into one hype, no matter how great it works, not to invest large sums in an unknown project that has just launched, to be able to stop in time and not succumb to excitement. All this comes with experience, so beginners are advised to start exploring the world of HYIPs with completely symbolic contributions in order to get comfortable and understand what's what. Also, HYIPs should still be perceived not as the main source of income, but as an additional income or a game (like a Casino, with a high chance of winning with the right approach).

How long will a particular project last?

Sometimes even the administrator himself does not know the answer to this question. There are a lot of factors influencing the work of the project, and it is unrealistic to calculate and take into account all of them, anything can happen in a perfectly working project: from the banal greed of the administrator, to various technical problems, blocking wallets and hosting. Also, the inflow of new deposits may simply decrease for one reason or another, and, as we already know, in HYIP projects, payments are made precisely at the expense of these new deposits. So, "vanging" in HYIP projects is a thankless task, sooner or later the forecast will fail for reasons beyond the forecaster's control.

How to start working with a HYIP project?

As a rule, most HYIPs work with popular electronic payment systems, such as: Payeer, PerfectMoney, USDT trc-20, Tron and others. Registering a wallet in any of them will not be difficult and will not take much time - everything is intuitive and takes about 10 minutes at the most. There are also a lot of ways to replenish your electronic wallets.

What is the difference between payout types: "Manual", "Instant" and "Automatic"?

Manual payments mean that the HYIP administrator makes payments manually and it takes a certain time, as a rule, the procedure for receiving payments in the project from the moment it is ordered is 24 hours. Instant (from the English "instant" - instantly) means that the program (website script) processes the payout orders, and the money comes to your wallet immediately after the payout order. Automatic - this is when both the order of payments and payment are made automatically, there is no need to visit the HYIP website to order payments, the money will automatically be credited to the account in the payment system.

What does the "Status" of the HYIP on monitoring depend on?

PAYING - we received all payments on time, according to the conditions, and there are no complaints from investors. PS If the projects had a postscript like "we play with small amounts, we play with adequate amounts", or the amount up to which it is worth investing was clearly indicated, or the tariff plan for participation was clearly indicated, complaints from participants who did not pay attention to these postscripts and decided throw large or throw at a non-recommended rate in order to get a fatter percentage, do not affect the status of the project

NEW - the project has recently been added to the blog, and we have not yet received payments on the deposit from it. Referral payments are not an indicator, the project receives the "paying" status after the first payments on deposits

EXPECTATION - there are failures in the project operation (payment in processing at the declared instant; atypical delays in manual payments, but within the limits of the regulations; the site is not available; there are complaints) and we expect the current situation to be corrected; you should refrain from making deposits here before changing your status

PROBLEMS - there are delays in payments (within the regulations, but not typical for the normal operation of the project). Or a complaint was received from a referral, and this information has been verified and confirmed. Or is there a technical issue?

NOT PAYING - SCAM

Why do many projects with high interest rates add the words “we play with small amounts”, “we play with adequate amounts”, “we play at the first rate” and the like?


Such postscripts on our monitoring are made in the description of all projects in which there is a high probability of blocking accounts with relatively large deposits. Usually these are fasts with a yield of 5 to 50% per day. In 99% of such projects, it is worth playing only with small deposits, everything that is larger, as a rule, is blocked and not paid out. Most people love just such HYIPs with a fat percentage, which is why they are taken for monitoring, and all we can do is warn you in advance about the danger of investing in thousands. This point is discussed in detail in the articles on our website. What amounts should be considered small and adequate in such projects? It's simple, if the amount is not clearly indicated, in case of registration "we play in small amounts" we go strictly up to 500 rubles, "we play with adequate amounts" - up to 1,000 rubles. If you didn’t pay attention to the postscripts, you decided that you know better how much to invest - your right, but then you don’t need to write with complaints about the inability to get into your account, no admin will return your large contribution to you. The status of the project due to your blocking will also not change. This will not help you in any way, and you can easily substitute those referrals who turn adequate deposits with this action

Lys-Group
Lys-Group (off the blog)
added 2.06.2026
A simply executed, medium-yield project featuring short-term investment plans (ranging from +1.5% over 24 hours to +73.5% after 21 days; interest on all plans—with the exception of the final one—is accrued daily, and the principal is returned at the end of the term). The project is being advertised, though not excessively; industry peers suggest that the admin is experienced. We will keep this one under observation; it may be suitable for small-scale investments across the first three plans. And don't forget to lock in your profits!
PolinaCapital
PolinaCapital (off the blog)
added 31.05.2026
Here is yet another high-yield, short-term project—a "daily earner" hosted within a Telegram bot (offering +8% to +15% returns over 24 hours). Advertising is minimal for the time being; and, as is customary, they’ve once again introduced that silly tiered system where the interest rate scales up slightly for larger deposits. All in all, let's just keep an eye on it out of curiosity.
Goldify
Goldify (fast)
added 26.05.2026
A fresh, high-yield project with a relatively short term (121% of the deposit in 7 days, accruals every hour, deposit refund at the end of the term); may be suitable for moderate deposits in the first stage; the project offers a +5% bonus on your first deposit.
Revaano
Revaano (mid-income)
added 25.05.2026
A new, medium-yield piggy bank (+1.8% daily for 365 days, deposits can be withdrawn early after 30 days) with a wide range of supported coins; at this stage, it may be suitable for small test deposits.
Flip Bit
Flip Bit (off the blog)
added 23.05.2026
Another high-yield daily project (from +4% to +10% in 24 hours, plus a higher percentage for reinvestments) in a Telegram bot; it's obvious to the naked eye that this is from a semi-market that performed poorly and went out of business. One thing that can't be denied is the beautiful design of the bot; why others don't do this is a question. As usual, the stupid increase in percentage on deposits has been brought back for a slightly larger amount; anyway, I'll just keep watching for fun.
Hash Forge Miner
Hash Forge Miner (fast)
added 20.05.2026
A simple, and high-yield project featuring second-by-second accruals, accessible minimum thresholds for all users, and the principal deposit included in the payouts (yielding 180% of the deposit over 30 days); this may be a suitable option for small deposits.
Arbitrage System
Arbitrage System (off the blog)
added 12.05.2026
A new, simple piggy bank in the Telegram bot (up to 1% daily indefinitely, deposit can be withdrawn at any time without fees; compound interest applies); it's virtually unavailable anywhere and operates silently, which is what attracted attention.
HypeRocket
HypeRocket (mid-income)
added 10.05.2026
A fresh, high-quality, low-yield project (offering up to 0.5% daily—a floating rate—until a total return of 250% of the initial deposit is reached). It is currently scarcely represented on specialized HYIP resources and has just begun its promotional campaign through various industry leaders. This project may be of interest to enthusiasts of long-term investment schemes, particularly those suitable for relatively large deposits.
PENNY SAVE
PENNY SAVE (fast)
added 6.05.2026
A highly unusual, high-yield project (offering a 200% return on investment over 20 days, with daily accruals of 10%) built around a simple Telegram Mini App. Prior to this, it operated entirely without a bot or a website—the app itself only launched on May 3rd. It is being promoted primarily through word of mouth. What sets it apart from other similar ventures is precisely what drew attention to it; sometimes, these slightly quirky projects can be a pleasant surprise.
ArbiLife
ArbiLife (off the blog)
added 5.05.2026
An easy-to-understand, low-yield project featuring a seven-day plan (offering daily returns of 0.1% to 1% over a 7-day period, with the principal returned at the end of the term). It is currently operating in "stealth mode" (having only recently surfaced within the HYIP space); however, it caught our attention for some reason, so we have added it to our watchlist.
Beta Arena
Beta Arena (off the blog)
added 5.05.2026
A high-quality "piggy bank" style project (offering 0.55% to 1.15% daily, indefinitely; the interest rate depends on the staked coin and the deposit amount; the principal can be withdrawn at any time without fees, though subject to a waiting period of up to 3 days). This project may appeal to relatively large deposits (starting with the minimum investment amount here isn't particularly exciting)
Hedger
Hedger (mid-income)
added 5.05.2026
A high-quality, low-yield project (offering returns ranging from 11% to 46% per month, with investment terms spanning 15 to 360 days). According to information found on other resources, the administration behind this project is experienced. The advertising campaign got off to a brisk start, though no massive influx of funds has been observed yet (likely because this is a low-yield program). This project may appeal to those who prefer low-interest investments and relatively large deposits (as investing the minimum amount here isn't particularly rewarding).
Twinex
Twinex (off the blog)
not paying
A well-executed, mid-income project in the Telegram mini app, based on a smart contract on the TON network; yields range from +0.5% to +1.7% per day (the percentage depends on the deposit term). We decided to try our luck with our deposit on a 30-day plan.
KapitalAI
KapitalAI (off the blog)
not paying
A fresh, extremely quiet, simple, high-yield bot with a flat rate (+23% in 6 days, 41% every 48 hours); we'll keep an eye on it and test it with a penny. We hope the admin isn't after it specifically and it develops; at this stage, it might be suitable for small test depots.
ArbCore
ArbCore (off the blog)
not paying
A enjoyable project with a long-term plan (from 1.07% daily up to 250% of the deposit) in the Telegram mini app. It's almost unheard of, except for a few channels from little-known leaders. It's easy to understand, the plan is uniform, and if the administration so desires, it can be used next year, so we've added it to our watchlist.
Polymarket Bot
Polymarket Bot (off the blog)
not paying
A high-yield daily project in a Telegram bot with a hefty percentage (from +12% to +18% in 24 hours); it's growing rapidly through word of mouth and various leaders without direct advertising; on the downside: the percentage increases depending on the deposit amount; it's become a pain in the ass, so let it stay here.
Eldergarde
Eldergarde
not paying
A fresh, high-quality economic game; each hero basically yields 200% over a period of 176 to 267 days, with payouts occurring every second. Deposits are included in payouts, but with a rating system, you can potentially earn up to 300%. The game may seem a bit complicated at first glance, but in reality, everything is very simple and passive (see review); it may be suitable for moderate deposits.
IP Trade
IP Trade
not paying
A somewhat obscure, high-yield perpetual investment scheme (offering a floating daily return of 4.8% to 9.6%) hosted within a Telegram bot. According to information available at the time of listing, it is currently paying out; we decided to have a little fun and test it out with a small deposit of our own—either to make a quick buck or to break the system in the process (whichever happens first). This might be a suitable option for small-scale deposits.
Ivanov Soft
Ivanov Soft (off the blog)
not paying
A high-yield daily project in a Telegram bot with a hefty percentage (from +12% to +18.75% in 24 hours); it's growing rapidly through word of mouth and various leaders, without direct advertising on hype sites. Cons: interest increases depending on the deposit amount; it's become a pain in the ass, so let it stay here.

FAST WITHDRAWAL PAYMENT SYSTEM

AMOUNT: $2.6
HASH: 0x2e7208fd07234da82622bf3f78b2b2f49b72fc61988552edce4f5956bcac005e
BLOCK: 102254793
TIME: Jun-04-2026 11:15:34 AM +UTC
FROM: 0xd38ED38abB4d817235DcfD2bBe4CF26da92BEa25
TO: 0x9be82D8e471354b17FAcAbD82DE9Ea1bcaed3fE2
Note: Upayhyip got payment by Goldify
THANK YOU GOLDIFY

heart_eyes

INSTANT WITHDRAWAL PAYMENT SYSTEM

AMOUNT: $1.80
HASH: 0xb645ee6d4cffe56d538acce8139c5e76ad594a909d42e1471146c4d9b2554c57
BLOCK: 102220464
TIME: Jun-04-2026 06:57:44 AM +UTC
FROM: 0xeaF9a504362f33eaF9ACC68850ecEbf8Ed734de0
TO: 0x9be82D8e471354b17FAcAbD82DE9Ea1bcaed3fE2
Note: Upayhyip got payment by Revaano
THANK YOU REVAANO

FAST WITHDRAWAL PAYMENT SYSTEM

AMOUNT: $2.15
HASH: 0x432753367447cb436da9dfcc5d6674208c385d5a3be2c8c86aeef4f3edeb8d7b
BLOCK: 101938982
TIME: Jun-02-2026 07:43:42 PM +UTC
FROM: 0xd38ED38abB4d817235DcfD2bBe4CF26da92BEa25
TO: 0x9be82D8e471354b17FAcAbD82DE9Ea1bcaed3fE2
Note: Upayhyip got payment by Goldify
THANK YOU GOLDIFY

PAYMENT PROOF
INSTANT WITHDRAWAL PAYMENT SYSTEM

AMOUNT: $1.80
HASH: 0x4087458d3c0c81d4889bd6b8b2202c7d27394fc1cee0fb3a54803e3303356bf6
BLOCK: 101810558
TIME: Jun-02-2026 03:39:15 AM +UTC
FROM: 0xeaF9a504362f33eaF9ACC68850ecEbf8Ed734de0
TO: 0x9be82D8e471354b17FAcAbD82DE9Ea1bcaed3fE2
Note: Upayhyip got payment by Revaano
THANK YOU REVAANO

PAYMENT PROOF

FAST WITHDRAWAL PAYMENT SYSTEM

AMOUNT: $2.53
HASH: 0x22f6a6a6b8e6746501868815634bf90874c3080e000dd34bc016196640a4d245
BLOCK: 101648366
TIME: Jun-01-2026 07:17:35 AM +UTC
FROM: 0xd38ED38abB4d817235DcfD2bBe4CF26da92BEa25
TO: 0x9be82D8e471354b17FAcAbD82DE9Ea1bcaed3fE2
Note: Upayhyip got payment by Goldify
THANK YOU GOLDIFY

PAYMENT PROVED

FAST WITHDRAWAL PAYMENT SYSTEM

AMOUNT: $3.15
HASH: 0xd51f185c6cde1547388a49889f52871e0427bccfcb4506895e93ee487151eba6
BLOCK: 101543001
TIME: May-31-2026 06:06:09 PM +UTC
FROM: 0xd38ED38abB4d817235DcfD2bBe4CF26da92BEa25
TO: 0x9be82D8e471354b17FAcAbD82DE9Ea1bcaed3fE2
Note: Upayhyip got payment by Goldify

THANK YOU GOLDIFY

PAYMENT PROOF

INSTANT WITHDRAWAL PAYMENT SYSTEM
AMOUNT: $1.09
HASH: 0x62c7c3db09594b516583437de47fa645e7cf76e2c0f6808f1fd1f9fb686e52f6
BLOCK: 101291419
TIME: May-30-2026 10:37:21 AM +UTC
FROM: 0xeaF9a504362f33eaF9ACC68850ecEbf8Ed734de0
TO: 0x9be82D8e471354b17FAcAbD82DE9Ea1bcaed3fE2
Note: Upayhyip got payment by Revaano.
THANK YOU REVAANO.

FAST WITHDRAWAL PAYMENT SYSTEM
AMOUNT: $3
HASH: 0xbec85c8d5ab047cdeaa4d5e9e6e65b1c1e91d936b034db979c086b2b0fb154be
BLOCK: 101167083
TIME: May-29-2026 07:03:51 PM +UTC
FROM: 0xd38ED38abB4d817235DcfD2bBe4CF26da92BEa25
TO: 0x9be82D8e471354b17FAcAbD82DE9Ea1bcaed3fE2
Note: Upayhyip got payment by Goldfy
THANK YOU GOLDIFY

Быстрая выплата 1.27 USDT https://bscscan.com/tx/0x03827d59eac66c110c9ce5caddc7032fd40cbe2743339d51aedc45
57df028197

Не платит. Скам!!! 

PAYMENT PROOF

FAST WITHDRAWAL PAYMENT SYSTEM

AMOUNT: $2.62
HASH: 0x1d075749f92aa71595fd94f2102b39f5768d277bae39d6335e4f21e03182b8bd
BLOCK: 100549263
TIME: May-26-2026 01:41:15 PM +UTC
FROM: 0xd38ED38abB4d817235DcfD2bBe4CF26da92BEa25
TO: 0x9be82D8e471354b17FAcAbD82DE9Ea1bcaed3fE2
Note: Upayhyip got payment by Goldfy

THANK YOU GOLDIFY

PAYMENT PROOF

FAST WITHDRAWAL PAYMENT SYSTEM
AMOUNT: $2.62
HASH: 0x1d075749f92aa71595fd94f2102b39f5768d277bae39d6335e4f21e03182b8bd
BLOCK: 100549263
TIME: May-26-2026 01:41:15 PM +UTC
FROM: 0xd38ED38abB4d817235DcfD2bBe4CF26da92BEa25
TO: 0x9be82D8e471354b17FAcAbD82DE9Ea1bcaed3fE2
Note: Upayhyip got payment by Goldfy
THANK YOU GOLDIFY

INSTANT WITHDRAWAL PAYMENT SYSTEM
AMOUNT: $0.62
HASH: 0x1c0605af1ebb864b0481e6d703dce46055a0deca8b15b83011bd37f32ed3d1ed
BLOCK: 100508145
TIME: May-26-2026 08:32:24 AM +UTC
FROM: 0xeaF9a504362f33eaF9ACC68850ecEbf8Ed734de0
TO: 0x9be82D8e471354b17FAcAbD82DE9Ea1bcaed3fE2
Note: Upayhyip got payment by Revaano
THANK YOU REVAANO

Цикл Flip Bit создан

 

В работе: 10.00 USDT

Тарифная доходность: 4%

Ориентир прибыли: 0.40 USDT

Автофинал: 26.05.2026 22:32

 

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