Frequently Asked Questions about HYIPs

 
What is "HYIP"?

HYIP (in English HYIP, an abbreviation for High Yield Investment Program) is a highly profitable investment program that generates capital from the cash deposits of ordinary Internet users. Currently, 99% of all HYIP projects are financial pyramids in which payments come from new deposits. Sooner or later, the inflow stops, and no matter how honestly the administration works, the ability to cover obligations disappears, while the last invested ones lose their money. Often in HYIP projects there is a so-called "legend" about making money on Forex, pamm accounts, options, sports betting and other things, remember that with rare exceptions, this is just a legend. HYIP does not earn anything, and therefore the income of some is always the loss of others, in other words, the money is simply redistributed.

What does the term "Scam" mean?

Scam (eng. Scam - fraud, scam) - termination of payments by a HYIP project for any reason. This may simply be a stoppage of payments with the subsequent removal of the site. Also, the project site itself can hang for a very long time after the termination of payments, collecting money from newcomers who accidentally come across it. You can read more about the causes and signs of scams in the "Articles" section of our website. 

What is "Restart"?

Restart is a concept closely related to scam, with the difference that the project worked honestly, payments were made as long as the project had the opportunity to cover them, then new deposits became insufficient to cover payments and the administration announced a restart of the project with zeroing all user accounts. The last invested during the restart, as well as during the scam, lose their funds. Restarts on our monitoring are not welcome and are quite rare when the administrator really showed a decent job with an adequate period for project marketing. But, the risks of participating in them are even higher than in working projects, remember this.

Is it really possible to make money on HYIPs?

It is real to make money in HYIPs, but not everything is as simple as it might seem at first glance. You need to be able to choose projects correctly, not to throw all your money into one hype, no matter how great it works, not to invest large sums in an unknown project that has just launched, to be able to stop in time and not succumb to excitement. All this comes with experience, so beginners are advised to start exploring the world of HYIPs with completely symbolic contributions in order to get comfortable and understand what's what. Also, HYIPs should still be perceived not as the main source of income, but as an additional income or a game (like a Casino, with a high chance of winning with the right approach).

How long will a particular project last?

Sometimes even the administrator himself does not know the answer to this question. There are a lot of factors influencing the work of the project, and it is unrealistic to calculate and take into account all of them, anything can happen in a perfectly working project: from the banal greed of the administrator, to various technical problems, blocking wallets and hosting. Also, the inflow of new deposits may simply decrease for one reason or another, and, as we already know, in HYIP projects, payments are made precisely at the expense of these new deposits. So, "vanging" in HYIP projects is a thankless task, sooner or later the forecast will fail for reasons beyond the forecaster's control.

How to start working with a HYIP project?

As a rule, most HYIPs work with popular electronic payment systems, such as: Payeer, PerfectMoney, USDT trc-20, Tron and others. Registering a wallet in any of them will not be difficult and will not take much time - everything is intuitive and takes about 10 minutes at the most. There are also a lot of ways to replenish your electronic wallets.

What is the difference between payout types: "Manual", "Instant" and "Automatic"?

Manual payments mean that the HYIP administrator makes payments manually and it takes a certain time, as a rule, the procedure for receiving payments in the project from the moment it is ordered is 24 hours. Instant (from the English "instant" - instantly) means that the program (website script) processes the payout orders, and the money comes to your wallet immediately after the payout order. Automatic - this is when both the order of payments and payment are made automatically, there is no need to visit the HYIP website to order payments, the money will automatically be credited to the account in the payment system.

What does the "Status" of the HYIP on monitoring depend on?

PAYING - we received all payments on time, according to the conditions, and there are no complaints from investors. PS If the projects had a postscript like "we play with small amounts, we play with adequate amounts", or the amount up to which it is worth investing was clearly indicated, or the tariff plan for participation was clearly indicated, complaints from participants who did not pay attention to these postscripts and decided throw large or throw at a non-recommended rate in order to get a fatter percentage, do not affect the status of the project

NEW - the project has recently been added to the blog, and we have not yet received payments on the deposit from it. Referral payments are not an indicator, the project receives the "paying" status after the first payments on deposits

EXPECTATION - there are failures in the project operation (payment in processing at the declared instant; atypical delays in manual payments, but within the limits of the regulations; the site is not available; there are complaints) and we expect the current situation to be corrected; you should refrain from making deposits here before changing your status

PROBLEMS - there are delays in payments (within the regulations, but not typical for the normal operation of the project). Or a complaint was received from a referral, and this information has been verified and confirmed. Or is there a technical issue?

NOT PAYING - SCAM

Why do many projects with high interest rates add the words “we play with small amounts”, “we play with adequate amounts”, “we play at the first rate” and the like?


Such postscripts on our monitoring are made in the description of all projects in which there is a high probability of blocking accounts with relatively large deposits. Usually these are fasts with a yield of 5 to 50% per day. In 99% of such projects, it is worth playing only with small deposits, everything that is larger, as a rule, is blocked and not paid out. Most people love just such HYIPs with a fat percentage, which is why they are taken for monitoring, and all we can do is warn you in advance about the danger of investing in thousands. This point is discussed in detail in the articles on our website. What amounts should be considered small and adequate in such projects? It's simple, if the amount is not clearly indicated, in case of registration "we play in small amounts" we go strictly up to 500 rubles, "we play with adequate amounts" - up to 1,000 rubles. If you didn’t pay attention to the postscripts, you decided that you know better how much to invest - your right, but then you don’t need to write with complaints about the inability to get into your account, no admin will return your large contribution to you. The status of the project due to your blocking will also not change. This will not help you in any way, and you can easily substitute those referrals who turn adequate deposits with this action

CartoonMiner
CartoonMiner (fast)
added 3.03.2026
A fresh, fat fast (+30% in 24 hours) with per-second accruals and the most affordable minimums; suitable for small depots; there's a registration bonus, and for active players, there's a bounty program.
NEXUS
NEXUS (fast)
added 28.02.2026
A fresh, well-designed, high-yield piggy bank in the Mini App Telegram; yields an average of 1 to 3% per day, subject to participation in all available trades (basically 3 per day). The deposit itself is available for withdrawal at any time 7 days after the last deposit; suitable for moderate deposits; registration bonuses are given, which can be used to participate in trades and earn money; these bonuses are increased by completing tasks and receiving invitations.
Tron Ninja
Tron Ninja (mid-income)
added 26.02.2026
A fresh, simple, and enjoyable mid-level offer (150% of your deposit in 30 days, accruals are instant—5% daily) on TRX with a minimum entry requirement accessible to everyone; suitable for small deposits; there's a registration bonus, and for active players, there's a bounty program
TeraWulf
TeraWulf (partisan)
added 24.02.2026
A new project that can be classified as a partisan, with a single tariff and the deposit body included in the accruals - 106% of the deposit in 10 days, accruals of 10.6% per day
+insurance
LedgeraX
LedgeraX (mid-income)
added 21.02.2026
A fresh, medium-yield project (+25% in 25 days, daily accruals, deposit included in payouts) with the deposit amount included in accruals; disadvantages: "inverted" tariffs; may be suitable for small deposits on the first tariff.
GGR-Pay
GGR-Pay (off the blog)
added 19.02.2026
A low-yield project (from +0.3% to +0.7% per day, with deposit terms from 1 to 30 days; all rates are aftermarket). The marketing here is again inspired by the long-suffering BitNest, but the interest rates are lower, the website is simpler, and it's not a smart one. It operates according to the current classics without hype. There's something about it, so we've added it to our watchlist.
Torels
Torels (fast)
added 18.02.2026
A easy-to-understand perpetual program on TRX (3 to 10% daily with per-second accruals, deposit included in payouts). Who, why, and why—no idea. They just decided to use a small deposit. A 10 TRX deposit is given as a bonus upon registration.
TitanFi
TitanFi (mid-income)
added 18.02.2026
This is the smoker's BitNest (tariffs are similar)—it's very simple and looks cheap, and the Smart version doesn't even have an audit as a bonus. Since I'm collecting all the BitNest replicas, I'll let this one do it. There are two options: either they actually improve the site in the future, pass an audit, and see smooth development, or the project remains as it appears.
Apex Option
Apex Option (mid-income)
added 16.02.2026
A fresh piggy bank (up to 2% per day with no risk of drawdown, up to 3% per day with a risk of drawdown of 0.5% per day, and up to 4% per day with a risk of drawdown of up to 1.5% per day)
Flow-Win
Flow-Win (mid-income)
added 3.02.2026
Apiggy bank with a long-term rate (from +0.8% to +3% daily, the deposit can be withdrawn with a 15% commission or received after 30 days commission-free), launched in silent mode, which is what attracted attention; at this stage, it may be suitable for small deposits.
ASIC Miner
ASIC Miner (off the blog)
added 29.01.2026
A simple-to-understand project in the TG mini app (200% of the deposit for 24 to 60 days, accruals are instantaneous); their previous, faster project in December was frankly weak; not bad, but not exactly wow-worthy either; I wonder if the admin has learned anything since then and what will happen with a longer payback period; we'll see.
NovaexAI
NovaexAI (off the blog)
added 19.01.2026
A fresh, mid-income project with short-term rates (from +0.5% in 24 hours to +29% in 30 days); we don't like sites like that, but the rates here are about the same as those at BitNest, and since we've already mentioned two similar markets, we should mention this one as well. It's worth noting that this isn't a smart platform, it's much simpler, so we'll see how it goes.
Bravo
Bravo
not paying
A piggy bank (up to 1% per day with no risk of drawdown, up to 4.55% per day with a risk of drawdown of 10% per month, and up to 7% per day with a risk of drawdown of up to 20% per month), which most well-known leaders immediately jumped on. They probably know something about the administration, and at the very least, this makes the project worthy of attention
Horizon Capital
Horizon Capital (off the blog)
not paying
A simple-looking, low-yield project with quiet operation and development. The most current plan offers a monthly return of 15% for 12 months, with a deposit refund at the end of the term. It's possible it will undergo a redesign and increased advertising in the future, so we've decided to add it to our watchlist now; it might be an interesting diversification option.
Cyber Scrilla
Cyber Scrilla
not paying
A highly profitable Telegram bot (+3 to +9% over 25 hours); or, more simply, a KryptoReport replay; they say the admins are different and claim this one works, too; the replay logs aren't working with these bots yet, so we're just playing around.
TETHERIUM
TETHERIUM (off the blog)
not paying
A fresh, high-yield project with a short-term plan (101% of your deposit in 6 hours) in the Telegram mini app. Pros: comfortable minimums for everyone, the ability to withdraw at any time. Cons: lots of bold ads from the start; we'll see, as they say.
FINTRUST
FINTRUST (off the blog)
not paying
A high-yield project with short-term rates (from +1% in 5 hours to +2.5% in 24 hours) in a Telegram bot, which is essentially a piggy bank due to the withdrawal fee - you need to reinvest the deposit from your balance for some time; it is almost not represented on specialized hyipe site
Wedo
Wedo
not paying
A enjoyable, high-yield project (+15% in 3 days, accruals every hour - 5% per day, deposit principal returned at the end of the term) with accessible minimums and short tariffs; may be suitable for small deposits.
Pokemart
Pokemart (off the blog)
not paying
A fresh, simple, and fat fast (+18% to +30% in 24 hours, with a lower percentage accrual every hour); play with small deposits (up to 20$) at the rates we specify; for active players, there's a bounty program.

Стабильно платит! 

Hello! On your wallet DByfysWemfp2ZJvnVezd**** Dogecoin withdrawn 7.578218 DOGE (batch: ?23066) 

✅Instant!
2026-03-04 04:43:18 (UTC)
+ 15.08 TRX
transaction/97d2527fbbcf0ebd05faf77e9918545bebbcbbef550b5c329f6054c60c353285

✅Instant!
Mar-04-2026 04:25:40 AM UTC
Transfer 3.08 BSC-USD
tx/0x596030fe7902a539bfa05527d3d8abda0190d8314ec62213d1070f246e1d3faf

Рефка. Спасибо!

+ 0.35 BSC-USD

tx/0x68435bb09e26c5fe171222240fc3a51f6b28bd14b99b0a971a0f89b014558e33

2026, Mar 3, 19:50
0.00016143
BTC
External account
bc1qrvgnhnavlmvrqy7vcr6seewdr0z8axmmyxlvgt
 
 INCOMING
CONFIRMED

Платит! 

Hello! On your wallet DByfysWemfp2ZJvnVezdWgHUghf*** Dogecoin withdrawn 6.637168 DOGE (batch: ?23062)

Стабильно и тихо платит

+11.801566 Doge
2026-03-03 08:46:35 UTC
dd21cf08b39ac1f12ca6fef8a427cfbd057079f7286647b0d3d5***

Как всегда быстрая выплата! 

Hello! On your wallet 0x325a7D8B2eE032dad77CB6*** BEP20 USDT withdrawn 1.1 USDT (batch: ?1555067) 

Я бы воздержался, для меня первый признак , когда пишешь технический коментарий и ничего плохого ,тебя моментально блокируют и при обращении в поддержку не получается ,хоть писал им два раза , считаю не долго им 

Это важно и особенно важно не нарушать правила, которые выработали опытные инвесторы и ты для себя САМ.


1 USDT 01.03.2026 0xf8c1d68ce5776daf463dff2ff66df8b8ae0cc6f3341d3f1bbf14b418ee463780

+1 USDT

Withdraw Request Processed Successfully with Batch 69a40ca6216c62d5b808c5e8

0 28 February 2026 19:48

Neutys платит
28 Feb 2026 14:51:21 UTC
+0.02202 LTC
51c230615bb75a697ae903ec4231bf3b2e2074e6732aa183929e5cae2b1f0ba1

+3.2 USDT

Feb-28-2026 01:30:32 PM UTC

0xce6bead12daae1415a8c32cf78f87be7a85ab60f9772390f61a0b2f92681***

Платит! 

+++

0.23$ 0x8ef01675b2b814ef8d35d3688d6a855b86da620b0e3c636ca324477de1756267

+30 USDT

 

Feb-27-2026 12:01:13 PM UTC

 

0x68548e048b32ad08d6fc89f7084631a029c3d02363fc91383b2296859c***

 

Топчик платит! 

0 27 February 2026 18:09

Neutys
Fast payout
27 Feb 2026 14:47:05 UTC
+0.021129 LTC
1da0fdc27df3e120116c3abce27d5b51acbaf7a09db59cf45c741bb4e3df0cbc

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